有4个网友回答
楼主你好
请看最简单的申请方式——
去工行办理银行卡,开通网银,自己在线申请即可,若是你本身就有工行网银,并且有一定存款更方便。
下卡率最高。
其他银行,流程都是一样的,去网点(最安全)填单复印证件。等审核结果。
目前所有银行申请信用卡都比较规范。
最起码具备——
本人有效证件
稳定职业
公司固定电话
尤其是四大银行审核更严格些,农行门槛最高。
祝你一切顺心
你的条件很多银行 的信用卡都可以 申请 建设 工商 招商 浦发 民生等等 现在各家行的信用卡都有比较丰富的活动 比如我们 这招行的信用卡在万达看3 D电影打折是30 又比如工商银行在成都有款同心卡 吃喝很多优惠 你可以自己搜一下 或者去下一个 叫卡惠的手机软件 里面有信用卡的介绍 我个人推荐工行 信用卡 因为它有两个大优势 而且是不分卡种 :1是透支取现金只收利息不收手续费 2是计利息只计你未还清金额部分的利息 其他银行的信用卡透支取现要收手续费和利息 利息计算式全额计算 举个例子 你欠了5万 后来还了4万 那工行的卡按1万计息 其他行按5万计息 至于办卡的门槛 也就是银行会不会给你办 具体要到你们当地的银行去咨询 因为各个地区并不 完全相同
国有要求普遍高,平安银行,中信银行,这样的申请就可以了,交了社保,再开个工资条拿过去,想要额度再高,有房产或者行驶证复印件拿过去带原件,就可以了,而且现在不少是网上申请,还有像招行预约有人上门的,很方便
哪家都能申请 看你那有什么银行了
一般股份制银行下卡容易 额度也敢给
交通 招商 光大 广发 中信都可以
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