Since the 1970s, the global stockmarket has undergone a profound transformation with institutionalization, liberalization and globalization as the main theme.The transformation set off three upsurges in the capitalist world, including merger waves of financial institutions, the fusion waves of the financial business, and securitization waves of asset purchases.Among them,the securitization of assets is called the world's leading technology innovation.As a financial innovation and financial tools, the securitization of assets has played a very important role in the financial development and reform of each nation.The practice of oversea proves that the securitization of assets can help to increase the mobility of financial
assets ,optimize the financing structure and raise the country's monetary policy efficiency .In our country, the securitization of assets is gradually developing from the theoretical exploration to empirical test.
Assets securitization is the world's fastest growing financial products in this field. In many other countries,assets securitization has been effectively implemented ,but it is in the initial stage of exploration and implementation in our nation.Moreover, it is a financial innovations engineering which is characterised by a mainstay in numerous, complicated structure, serious trading and high degree of marketization.It has remarkable microcosmic and macroscopic economic benefits.At the same time,its risks appear concentrated and complicated.Therefore, we should make active use of its positive benefits, take all necessary precautions for its risks,and properly regulate it,so that securitization can better promote the development of our nation's economy.
In structure,this article is divided into five parts.The first part introduces its basic concept , process, characteristics, classification system and necessity of implementation in our country .The second part analyses the development process of it at home and abroad. The third part makes a deep analysis of various possible risks in the process of securitization,including interest rate risk, credit risk, policy risk, financial management risk, legal risk, systemic risk, moral risk and so on. The fourth part explains problems existed in the risk supervision of securitization,involving that the supervision concept "coordinating security and efficiency" is not formed,the real meaning of coordination supervision model is not built up ,the perfect public disclosure system is not established and the industry self-discipline supervision is ignored. The final part puts forward feasible measures to strengthen risk supervision in our country.That is to say, to innovate financial supervision concept , strengthen information disclosure system , construct coordination supervision model and finally reinforce internal control and construction of industry self-discipline supervision.
Ok！！！
From the 1970 s, the global securities market started a to institutional, liberalization and globalization for the theme of profound change. The reforms lifted in the capital of the world, three big wave: the merger of financial institutions, the fusion of the financial business wave wave, asset securitization, among them, the financing wave of asset securitization is called the world's leading technology innovation. Asset securitization is a financial innovation and financial tools, countries in financial development and reform play a very important role. Foreign practice proves that help to improve asset securitization financial liquidity, and to improve the financing structure optimization efficiency of monetary policy. In our country, the asset securitization gradually from the theoretical exploration to empirical test.
Asset securitization is the world's financial sector ?
网络上很多软件，网站可以翻译啊，很快，然后自己检查修改下就OK！
From the 1970 s, the global securities market started a to institutional, liberalization and globalization for the theme of profound change. The reforms lifted in the capital of the world, three big wave: the merger of financial institutions, the fusion of the financial business wave wave, asset securitization, among them, the financing wave of asset securitization is called the world's leading technology innovation. Asset securitization is a financial innovation and financial tools, countries in financial development and reform play a very important role. Foreign practice proves that help to improve asset securitization financial liquidity, and to improve the financing structure optimization efficiency of monetary policy. In our country, the asset securitization gradually from the theoretical exploration to empirical test.
Asset securitization is the world's fastest growing financial field of financial products in the world, many countries have implemented effectively, but in our country of asset securitization is in exploration and pilot stage. And at the same time, asset securitization is a main body participation in numerous, complicated structure, and the degree of marketization trading rigorous, high financial innovation engineering, it has significant in macro micro economic benefit, and risk also appears focused and complex. Therefore, we should actively using securitization in can offer positive economic benefit, and cautious do risk prevention of securitization, and the implement of properly, make its supervision better promote and promote the development of our national economy.
This article on the structure is divided into five parts. The first part of this paper introduces the basic concept of asset securitization, process, characteristics, classification system and the implementation of the necessity of asset securitization. The second part of the analysis of asset securitization with domestic and foreign development process. The third part deeply analyzed the securitization process the possible risk. Including the interest rate risk, credit risk, policy risk, financial risk management, legal risk, systemic risk, moral risks and other possible risks. The fourth part explain the risks of asset securitization regulatory problems. Safety and efficiency include "coordination" concepts of supervision is not formed on real significance, the coordination of the supervision model not building up and no established the perfect public disclosure system, and ignore the self-discipline supervision. The final part of pertinently put forward the strengthening our country risks of asset securitization supervision of feasible measures. : innovation of financial supervision, strengthen the information disclosure system concept and construction supervision coordination model; Finally to strengthen their internal control and supervision construction industry self-discipline.
是对方是地方
不好意思，太难了
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